HivePay
Full Platform Suite

Payment Infrastructure Engineered for Africa

Everything your business needs to accept mobile money, process credit cards, disburse vendor payouts, and automate settlements.

Instant Mobile Money Collections (USSD Push)

Prompt payments directly on customer devices. When your application triggers a collection, the customer’s phone immediately presents a USSD approval prompt requesting their Mobile Money PIN.

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MTN & Airtel Support: Nationwide coverage across Uganda with automatic carrier routing.
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Phone Subscriber Verification: Validate customer names before initiating collections to reduce errors.
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Instant Settlement: Approved funds settle straight into your merchant virtual wallet.
Read Collections API Docs →
Interactive Flow Demo

// Step 1: POST /api/v1/collect-money

{"phone_number": "0777123456", "amount": 50000}

// Step 2: Customer receives phone prompt

"Approve payment of UGX 50,000 to Merchant? Enter PIN:"

// Step 3: Webhook callback received

{"event": "transaction.success", "status": "success"}
Safety & Audit Architecture
1. Pre-transfer PIN Authentication

Every web payout requires a 4-6 digit security PIN to prevent unauthorized disbursements.

2. Automatic Fallback & Refund

If the mobile network rejects a transaction, 100% of the funds are refunded instantly to your balance.

3. Immutable Ledger Trail

Every balance modification has an immutable before/after record with transaction references.

Automated Single & Bulk Mobile Payouts

Disburse money directly to suppliers, contractors, field staff, or users on MTN & Airtel Mobile Money without manual banking delays.

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Instant Network Delivery: Recipients receive mobile money alerts within seconds.
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Withdraw PIN Protection: Enforce 4-6 digit authorization PIN for sensitive payouts.
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Zero Risk: Immediate auto-refund if carrier fails to deliver.
Read Payouts API Docs →

Global Visa & Mastercard Checkout (USD)

Expand internationally. HivePay provides hosted, PCI-compliant card checkout sessions for customers worldwide paying in USD.

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Hosted Checkout URL: No need to handle sensitive raw credit card numbers on your server.
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3D-Secure 2.0: Automatic biometric and OTP fraud protection on international cards.
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Custom Return Redirects: Redirect customers back to your order success page seamlessly.
Read Card Checkout Docs →
Global Card Flow
Visa & Mastercard 3D Secure

Generate a session via API, redirect customer to the checkout page, and receive instant confirmation via webhook.

USD Settlement Global Cards

Start integrating with HivePay today

Get your production API credentials and start accepting payments in minutes.

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