Unified Mobile Money & Card Gateway

Accept Payments.
Automate Payouts.
Scale Seamlessly.

Collect Mobile Money from MTN and Airtel instantly with USSD push prompts, process global cards, and disburse bulk vendor payouts via clean REST APIs.

Supported Networks: MTN Mobile Money Airtel Money Safaricom M-Pesa Visa & Mastercard
Everything You Need

Built for African Commerce & Global Scale

One unified integration provides everything required to receive, hold, manage, and disburse digital money.

Instant Mobile Money Collections

Trigger real-time USSD push notifications to customer phones on MTN and Airtel. Funds credit your merchant wallet immediately upon customer approval.

  • ✓ Sub-second USSD push delivery
  • ✓ Automatic phone subscriber name lookup
  • ✓ 3% standard network processing

Automated Single & Bulk Payouts

Disburse funds instantly to suppliers, field agents, or users. Automated fallback and instant balance refunds protect your cash flow if a transfer fails.

  • ✓ Real-time network delivery
  • ✓ Protected with 4-6 digit Withdraw PIN
  • ✓ 100% instant refund on failed transfers

Global USD Card Checkout

Expand beyond East Africa. Generate hosted checkout sessions for international Visa and Mastercard debit and credit cards in USD.

  • ✓ Hosted PCI-compliant checkout sessions
  • ✓ 3D-Secure fraud verification
  • ✓ Worldwide currency settlement

HMAC-SHA256 Webhooks

Never poll for status. Receive cryptographically signed webhook notifications the moment a customer approves or a payout arrives.

  • ✓ Cryptographic anti-tamper signature
  • ✓ Timestamp replay-attack protection
  • ✓ Custom per-transaction webhook override

Bank-Grade Merchant Security

Every merchant account is fortified with optional 2-Factor Email OTP verification on login and a mandatory PIN requirement for sensitive payouts.

  • ✓ 6-Digit Google SMTP OTP verification
  • ✓ Immutable wallet ledger tracking
  • ✓ Granular API key revoking & regenerations

Real-Time Header Notifications

Stay on top of transactions with real-time in-app notifications. Bell badge alerts you to collections, completed payouts, and incoming credits.

  • ✓ 15-second background feed polling
  • ✓ Interactive read & mark-all-read
  • ✓ Dark & Light theme mode switch
Integration Workflow

Up and Running in 3 Simple Steps

No tedious merchant underwriting paperwork. Get your account number and production API keys instantly.

01

Create Account & Get Keys

Register with your email and business name. Verify your 6-digit email OTP and your unique formatted Account Number (e.g. HP2609...) and API credentials are generated instantly.

02

Paste 5 Lines of Code

Use our clean REST API in cURL, PHP, Node.js, or Python. Pass your API key in the X-API-Key header to initiate collections or send payouts.

03

Collect & Disburse

Customers receive immediate USSD push prompts on their mobile phone. Funds are settled directly into your virtual wallet with instant signed webhook callbacks.

Transparent Pricing

Fair, Transparent, No Hidden Fees

No monthly setup fees. No maintenance charges. Pay only for successful transactions.

Collections (Deposits)

Mobile Money

3.0% / approved deposit

Collect customer payments via USSD push on MTN and Airtel in Uganda and East Africa.

  • ✓ Instant USSD PIN prompt
  • ✓ Real-time settlement to wallet
  • ✓ Signed HMAC webhook alerts
  • ✓ Zero hidden platform surcharge
Popular
Payouts (Disbursements)

Vendor Withdrawals

Tiered / transparent flat fee

Disburse money straight into mobile wallets. Low tiered service charges starting from 700 UGX.

  • ✓ Instant mobile recipient delivery
  • ✓ 100% instant refund if delivery fails
  • ✓ Protected with Withdraw PIN
  • ✓ Bulk & Single API integration
International Checkout

Global Cards

USD / hosted session

Accept Visa and MasterCard payments globally from your international customers.

  • ✓ Hosted PCI checkout page
  • ✓ 3D-Secure protection
  • ✓ Automated currency handling
  • ✓ Redirect URL with status callback
Ready to integrate?

Start accepting mobile payments in minutes.

Read our full API docs with multi-language code snippets or sign up to create your API keys now.